Life Insurance Quotes for Permanent Disability Enhancer

Insure It Wize now provides a range of life insurance quotes inception including the Permanent Disability Enhancer. The Permanent Disability Enhancer puts an end to the long-standing debate. You do not have to worry about figuring out the correct split between income and lump sum cover with this life insurance quotes inception, the choice can be made at claim stage or at any stage afterwards when different needs arise.

INCOME NEEDS:

If your client chooses to receive regular monthly pay-outs their life expectancy following a disability is no longer a concern and there is no risk of benefits being reduced. Benefit pay-outs are thus guaranteed until the chosen retirement age, even on death before the chosen retirement age, the outstanding pay-out is converted into a lump sum and paid as a final claim.

LUMP SUM NEEDS:

If your client wants access to a lump sum, e.g. to settle debt, then they can convert part of or all their income pay-outs into a lump sum pay-out, at any stage once they qualify.

How does life insurance quotes work at Insure It Wize?

Debate

The debate about whether your client’s disability needs are best protected with regular income or lump sum disability benefit is finally over, thanks to Insure It Wize Permanent Disability Enhancer. Why choose when you can have the best of both life insurance quotes?

The debate has been going on for years and it revolves around these main features:

Income disability

A regular monthly pay-out that can be used to replace lost income due to permanent or temporary disability.

Regular monthly pay-outs stop on death before the chosen retirement age.

Lump sum disability

Immediate access to a lump sum pay-out that can be used for large one-off expenses like property adaptations or settling debt on permanent disability.

Investing the lump sum pay-out is the client’s responsibility and might outlive income derived from the lump sum.

The Permanent Disability Enhancer offers your clients the positive features of each solution and avoids the associated risks, essentially giving you the best of both solutions.

Insure It Wize truly gives you the best of both solutions with our life insurance quotes. There is no other benefit in the market that does what our Permanent Disability Enhancer does.