INSURE WIZE

Choose the right Insurance for you

Insure wize today and get insurance. In this article we will be describing the different insurance types, who and why you should have it.

Unexpected cost? There’s an insurance for that.

Life will throw you a curve ball — there’s no question about that. Whether you are insure wize and have insurance, when it does is another matter entirely.

Insurance companies, buffers you from unexpected costs like medical expenses. And while most people know that insurance is important, not everyone knows the different types of insurance out there and how they can help.

Some common types of insurance include:

Health insurance
Car insurance
Life insurance
Home insurance

1. Insure Wize Health Insurance

Insure Wize Health insurance is contract that requires an insurer to pay some or all of a person's healthcare costs in exchange for a premium. More specifically, health insurance typically pays for medical, surgical, prescription drug, and sometimes dental expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

Why you need it:

Both expected and unexpected health care expenses — including routine visits, medications, emergency stays, and serious surgeries — can add up quickly and cause a lot of debt for those who can’t afford the out-of-pocket costs.

Who needs it:

Everyone

2. Insure Wize Car Insurance

Insure Wize Car insurance is effectively a contract between yourself and an insurance company in which you agree to pay premiums in exchange for protection against financial losses stemming from an accident or other damage to the vehicle. Auto insurance can offer coverage for:

Vehicle damages, including your car or another driver's vehicle
Property damage or bodily injuries caused by an accident
Medical bills and/or funeral expenses associated with injuries sustained in an accident

Why you need it:

Driving while uninsured is dangerous because the driver and their vehicle aren’t protected against an accident, collision, or general theft and vandalism.

Who needs it:

Drivers

3. Insure Wize Life insurance

Insure Wize Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death.

Why you need it: Death can be expensive ⁠— from settling an estate to planning a funeral, the associated costs can really set you back ⁠— but a life insurance policy will ease the financial burden placed on a surviving spouse and dependents (i.e. children).

Who needs it: Those with dependents

4. Insure Wize Homeowners insurance

Insure Wize Homeowners insurance is a form of property insurance that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

Why you need it:

Maintain your home and keep its property value high, plus be covered in the case of major damage, like a house fire.

Who needs it: Homeowners and landlords

When life happens, make sure you’re covered. So take a look and find the right type of insurance to fit your needs.