INSURE IT Wize

Insure it wize for the day of tomorrow. Live for today, plan for tomorrow.

INSURE IT WIZE With Care Line Group

Short term insurance is a must for anyone who owns a car, home or has a business. Shockingly, about 70% of cars on South Africa’s roads are not insured. What would happen if you drove an uninsured car, and you have an accident? What if your wonderful home burns down? You’ll probably have to pay for the damage caused from your own pocket. Did you Insure it Wize, Do you have a nest egg tucked away somewhere to cover against an unforeseen circumstance like these? If you can, great. But if you can’t, Care line group suggest you read on.

Insure it Wize:

What is car insurance?

Car insurance is effectively a contract between yourself and an insurance company in which you agree to pay premiums in exchange for protection against financial losses stemming from an accident or other damage to the vehicle.

Having car insurance in South Africa is no longer a luxury, it’s a necessity. For many people it is already an essential component in owning and operating a car. Some people insure their vehicles as soon as they purchase them. Why? Since anything can happen on South African roadways, the worst-case scenario is always a possibility.

Consider for a moment that you were missing your car because it was being repaired after a terrible accident. To travel to varsity or work, you would have to rely on friends and public transportation. might incur expenses that you may not have budgeted for. Insure it Wize with Car insurance because it is crucial for this reason. It assists in defraying expenses in the event of an accident or when replacing a stolen vehicle.

Here are 3 benefits of insuring your car.

Pays for the damage

If you cause an accident and it's your responsibility, you'll be responsible for both the other party's car's damages and your own. This will cost you a large sum of money.

Replaces a Stolen car
When you find that your car has been stolen, the insurance company will then replace it for you, so you don't have to buy a new car.

Roadside assistance

Car insurance is a competitive industry which means there are lots of extra benefits offered by service providers to attract customers. One such benefit is roadside assistance. Whether it's a flat tire that needs replacing, or you've run out of petrol, there's a service to help.

INSURE IT WIZE:

What is homeowners’ insurance?

Homeowners insurance provides you with financial protection in the event of a disaster or accident involving your home. Before we get into the nitty gritty of home insurance, let's start off by saying we strongly recommend that you have home insurance, simply for all the value it offers. Keep in mind that if you're looking to purchase a home, or if you're a homeowner that has applied for a mortgage, your lender will likely require you to purchase home insurance first anyways. Insure it Wize.

Having home insurance can protect you from having to pay a large lump sum to repair damages to your property and personal belongings if something happens to or in your home. So, although home insurance isn’t necessarily a requirement, it definitely plays a crucial role in protecting what may be your greatest asset.

Insure it Wize: The benefits of property insurance:

Protection from property damage

You may be thinking “what sort of property damage will I have to worry about in South Africa? We don’t get tornadoes or earthquakes”

Well, you can’t know for certain, and that’s the thing. It’s better to be protected against whatever unforeseen events may occur.

Properties can be damaged by fire, lighting, storms and other such forces of nature. Property insurance can save even on seemingly small costs like repairing broken windows.

Coverage for geyser and electrical problems.

Geysers are expensive to replace, yet it has to be done, as no one in a modern society wants to go without hot water.

Thankfully property insurance will cover you for geyser repairs, as well as any necessary repairs to your electrical system.

Protection from the effects of power outages.

This is especially a concern during Eskom loadshedding. Power outages can reduce the lifespan of appliances, and power surges can damage them. Property insurance will cover you for any such damage.