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Waiting periods on joining Medical Aid Schemes

If a member cancel their medical aid membership the member get 90 days to do a new application before the come a new applicant that can get a 3 months general waiting period and a 12 months conditions specific waiting period.waiting period on Medical Aids

If a member is a new applicant they can also receive a 3 months general waiting period and a 12 months conditions specific waiting period (a new applicant is called an A client). If a member is and B client a member can only receive a 12 months condition specific waiting period and a member get PMB cover (PMB: Prescribed minimum benefits), a member will only get a B clients underwirtting if member was on a medical aid up to 2years and that does a new application before the 90 days is over.

If a member is a C client a member can only receive a 3 months general waiting period and member will also ger PBM cover (PMB: Prescribed minimum benefits), a member will only receive a C clients underwritting when member was on a medical aid for more then 2 years.

CareLine Group will take the time to assist any new joiners to Medical Aid or current Medical Aid client in looking if waiting periods may apply to you.

Contact CareLine Group on 0861 45 00 45 or compete our Contact Us form and we will get back to you.