These are 2016 rates for Spectramed Plans: SPECTRA Cobalt
- Mature members and settled families
- People with substantial healthcare needs
- Members who require more comprehensive healthcare cover with an unlimited hospital plan, a generous day-to-day savings account (My Saver™), and cover for 27 chronic conditions plus 14 CDL+ conditions
- People who seek additional benefits such as the Benefit Booster™ (includes Optical, Screening Benefits and Specialised Dentistry), which does not affect their My Saver™.