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ProSelect-Care

Monthly premium (family/individual) (2016 Rates)

PROSELECT-CARE

MONTHLY PREMIUM | R165

This is the ideal benefit offering to choose if your medical aid has additional co-payments and out-of-pocket deductibles.

BENEFITS

  • Covers up to 500% of the medical aid rate. Unlimited overall annual limit
  • Co-payment cover of R10 000 per admission per insured, including co-payment cover for MRI, CT and PET scans done out-of-hospital. Unlimited overall annual limit
  • Travel Cover of R5 000 000 per insured with an option to buy up

AGE LIMIT

Maximum entry age is 65 years next birthday

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PROSELECT-CARE SENIOR

MONTHLY PREMIUM | R230

BENEFITS

  • Covers up to 500% of the medical aid rate. Unlimited overall annual limit
  • Co-payment cover of R10 000 per admission per insured. Unlimited overall annual limit.
  • Travel Cover of R5 000 000 per family with an option to buy up

AGE LIMIT

Entry age is 65 to 80 years next birthday

WAITING PERIODS

  • A 3-month general waiting period applies to all benefits, with exception of benefits providing cover up to 500% should the commencement of the policy be in line with the commencement date of the medical scheme
  • A 9-month waiting period on pregnancy/childbirth
  • A 12-month waiting period on: hysterectomy (except where malignancy can be proven), hysteroscopies and endometrial ablations; muscular-skeletal (except in the event of an accident); tonsillectomy, grommets, adenoids, wisdom teeth and treatment or surgery for a hernia (except as a result of emergency surgery)
  • No benefits shall be payable for an insured event for which the Insured person received treatment or advice 12 (twelve) months prior to becoming an insured person. This exclusion only applies to the first 12 (twelve) months of an Insured persons cover

UNDERWRITER

Underwritten by Constantia Insurance Company Limited.

DISCLAIMER

The purpose of this product description is to provide a brief overview of Turnberry’s products. In the event of any dispute the terms and conditions as stated in the client’s policy document issued by Turnberry shall prevail.

This is not a medical scheme and the cover is not equivalent to that of a medical scheme. This policy is not a substitute for medical scheme membership.

Click Here to download Brochure