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Momentum Life Insurance

What is life insurance?momentum life

“Apparently there is nothing that cannot happen today.” – Mark Twain
You may be an eternal optimist, but no matter your outlook, things will inevitably happen that take the wind out of your sails. Being prepared doesn’t mean changing your optimistic nature. It only means that you care for your future and for the future of your family.
By taking out risk insurance, you are simply asking a company with years of experience to take the lead when unexpected things happen. You are providing a safety net that helps you and your family to get back up when life knocks you down.
Momentum offers you and your family the necessary financial help that enables you to deal with unexpected life-changing events.
At Momentum we strive to eliminate pitfalls through dependable advice, informed assessments and compassionate service. We offer you the right amount of cover to suit your age, income, lifestyle and family composition. The cover caters for future needs that you are not aware of.
Whether you want a simple option or a comprehensive, customised risk solution, we have you covered.

The Momentum Life Cover Provider

If you were to die, would your family be able to cope financially?
Would they be able to pay any debt and have an income? Will your children be able to go to school and university? Will your family still have a place to stay and food on the table?
Will you be able to provide for your family or maintain your lifestyle if you become critically ill or disabled?
These are important questions, because even though these are topics we don’t like discussing, it can affect us when we least expect it.
Momentum’s Life Cover Provider can help you leave a legacy after your death or help you cope with the financial burdens associated with becoming critically ill or disabled.

Life Cover Provider

• The cover amount can be anything between R100 000 and R3 000 000.
• This benefit will not expire at a specified age.
• Pays a lump sum on your death, which could help financially support your family, settle debt and pay for estate duties. If you contract a terminal illness, we may also pay out the lump sum amount before your death. Up to R50 000 of the lump sum may also be paid within 2 working days to help with funeral-related expenses.

Critical Illness Cover Provider

• The cover amount can be anything between R100 000 and R3 000 000.
• This benefit will not expire at a specified age.
• Pays a lump sum if you get critically ill (as defined), which could help pay for lifestyle adjustments and paying off debt. A large number of illnesses are covered but, the most commonly known ones are cancer, heart attacks and strokes.

Disability Cover Provider

• The cover amount can be anything between R100 000 and R3 000 000.
• This benefit will expire at the policy anniversary before your 65th birthday.
• This benefit pays the cover amount once-off to you, if you get disabled.
• Pays a lump sum if you get disabled, which could help pay for lifestyle adjustments, paying off debt and even create some ongoing income. Disability is defined differently depending on your occupation. One option considers whether you are unable to perform the normal duties of your own occupation and another whether you are unable to perform certain activities of daily work. We will automatically quote on the one that is appropriate for you.

We don’t only insure your life, we celebrate it

Myriad is Momentum’s market-leading life insurance product, covering hundreds of thousands of South Africans.
Like any life insurer, we cover you against the risk of dying, becoming disabled or critically ill. We also pride ourselves in our comprehensive and objective claims criteria.
But Myriad also does something that no other life insurer does. We cover you if you stay alive. No one wants to be a burden on his or her family if he or she runs out of money. With Myriad’s unique longevity protection, we provide you with ongoing funds at various longevity milestones.

• For instance, if you survive a moderate to severe critical illness. Our pay-outs will continue for the rest of your life
• Or when you retire. You could get as much as 30% to 45% of your life insurance premiums back to boost your retirement savings.
• And at age 80, if you didn’t claim under our disability or critical illness, we pay out a lump sum that could provide you with an additional income for up to another decade.

Plus, we offer you this incredible value proposition:

Every month you can save up to 60% of your risk premium by engaging with our wellness and rewards programme, Multiply.
It is time to think differently about life insurance. Get the most advanced life insurance product in South Africa today.