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Living Benefit

Care Line Group offers Living Benefit

Comprehensive Living Benefit;
will pay:

  • the full benefit amount as a lump sum if the insured life suffers a disability caused by a bodily injury or illness to such an extent that he is totally and permanently unable to perform the normal duties of his own occupation (up to the policy anniversary before the insured life’s 65th birthday) OR
  • a percentage of the benefit amount as a lump sum if the insured life meets the requirements of one of the defined functional impairment claim events (up to the policy anniversary before the insured life’s 70th birthday) OR
  • a percentage of the benefit amount as a lump sum if the insured life meets the requirements of one of the defined critical illnesses AND
  • a percentage of the benefit amount as a lump sum if the insured life’s biological or legally adopted child meets the requirements of one of the defined critical illnesses.

Homeloan Protector;
will pay:

  • the full benefit amount as a lump sum if the insured life:
    – suffers a disability caused by a bodily injury or illness to such an extent that he is totally and permanently unable to perform the normal duties of his own occupation (up to the policy anniversary before the insured life’s 65th birthday) OR
    – meets the requirements of one of the defined functional impairment claim events (up to the policy anniversary before the insured life’s 70th birthday) OR
    – meets the requirements of one of the defined critical illnesses AND insured life’s biological or legally adopted child meets the requirements of one of the defined critical illnesses AND
  • 4% of the benefit amount as a lump sum after 3 months of continuous unemployment as the result of the insured life being retrenched (up to the policy anniversary before the insured life’s 65th birthday).