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Disability and Impairment Benefits

Care Line Group offers a variety of Disability and Impairment Benefits

Disability and Impairment Benefits;

  • will pay the full benefit amount as a lump sum if the insured life suffers a disability caused by a bodily injury or illness to such an extent that he is totally and permanently unable to perform the normal duties of his own occupation (up to the policy anniversary before the insured life’s 65th birthday) OR
  • will pay a percentage of the benefit amount as a lump sum if the insured life meets the requirements of one of the defined functional impairment claim events.

Own Occupation Disability Benefit;
will pay the full benefit amount as a lump sum if the insured life:

  • suffers a disability caused by a bodily injury or illness to such an extent that he is totally and permanently unable to perform the normal duties of his own occupation OR
  • meets the requirements of one of the defined functional impairment claim events with 100% payout.

Comprehensive ADW Disability Benefit;
will pay:

  • the full benefit amount as a lump sum if the insured life meets the requirements of the Activities of Daily Work (ADW) claim events (up to the policy anniversary before the insured life’s 65th birthday).
    OR
  • a percentage of the benefit amount as a lump sum if the insured life meets the requirements of one of the defined functional impairment claim events

ADW Disability Benefit;
will pay the full benefit amount as a lump sum if the insured life:

  • meets the requirements of one of the Activities of Daily Work (ADW) claim events
    OR
  • meets the requirements of one of the defined functional impairment claim events

Functional Impairment Benefit;
will pay a percentage of the benefit amount as a lump sum if the insured life meets the requirements of one of the defined functional impairment claim events.