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Critical Illness Benefits

Care Line Group offers a variety of Critical Illness Benefits;

There is a choice of four critical illness benefits:

  • Comprehensive Critical Illness Benefit
  • Comprehensive Critical Illness Plus Benefit
  • Elevated Comprehensive Critical Illness Benefit
  • Elevated Comprehensive Critical Illness Plus Benefit

The plus benefits cover “smaller” events with payouts of 5%, 10% and 15%.
The elevated benefit “elevates” the 50% and 75% claim categories to 100%.

ASISA standard on disclosures for critical illness products;
The FSB and the Competition Commission gave South African life insurers the go-ahead to standardise certain disclosures to consumers, of when critical illness products will pay out. This takes the form of a “disclosure grid” underpinned by standard medical definitions to which companies will have to refer when they make the required disclosures and when a claim is assessed. The grid and the definitions were developed by members of the Standardised Critical illness Definitions Project (SCIDEP) committee.

Accidental HIV Benefit;
will pay the full benefit amount as a lump sum if the insured life accidentally contracts HIV.